PSD2 – Does it really have an impact on conversion?
Strong Customer Authentication (SCA), which PSD2 requires for card payments in e-commerce, is now mandatory. The last transition periods for implementation have expired in many European countries. This is a good time for an assessment.
We have made evaluations based on the transaction data of our 3-D Secure Issuer Services. What developments can be observed and what conclusions can be drawn? The first striking fact: The approval rate dropped. For transactions not covered by PSD2 it is 89 percent. For card transactions processed according to PSD2 rules it is 85.5 percent.
We compiled more facts and figures for you in a report.
Download it to get first concrete results!
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