The European payments landscape: where we stand and what happens next


Consumers have embraced contactless and digital payments, so it’s time to deliver better experiences across the board

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The coronavirus pandemic has accelerated many changes in the payments industry – and, most importantly, highlighted the gaps we must improve. By now, it’s commonly understood that the COVID-19 pandemic has led to a huge increase in online and mobile commerce. To date, however, fraud has continued to rise – and legitimate transactions are being declined because of a lack of consistent collaboration and communication between issuers, acquirers and merchants. These challenges aside, there are a number of initiatives ahead that promise a positive future for European payments.

This whitepaper looks at lessons learned during the pandemic as well as upcoming technologies and initiatives that present the future of the European payments landscape.

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Speak to the author!

Kurt Schmid
Marketing & Innovation Director
Secure Digital Payments at Netcetera